Description
The Ultimate Credit Book: How to Improve Your Credit Without Spending a Bundle of Cash Doing It is your ultimate guide to credit repair and restoration. Within its helpful and comprehensive pages you will find:
- how to understand various credit scores that may be assigned to you by a bank or other lending group;
- how to get a major credit card with no credit check;
- how to build a lifetime of excellent credit while enjoying all the things you like and appreciate in life;
- 45 ways to get better credit today–right now–no matter how bad your credit may be when you start to improve it;
- how to use your good credit to start a business, buy real estate or earn extra income from the privacy and security of you own home;
- All about consumer credit
- How to understand credit scores
- How to get copies of your credit report free
- How to get a major credit card with no credit check
- How to remove bad information from your report
- How to use your credit for business and real estate
- How your credit history can affect a job search
- How to enjoy life now—while you build your credit
- How to get help from the people who know credit best
- How to build a lifetime of excellent credit
- 45 ways to better credit
- 66 ways to save money
. . . and more.
Who Should Read The Ultimate Credit Book?
The Ultimate Credit Book: How to Improve Your Credit Rating Without Spending a Bundle of Cash Doing It is for the large number of consumers and small business owners who don’t have the rating they feel they deserve or need. The book is also for people who have never examined their credit history or who simply need to understand how credit reporting and repair work.
Even if you have excellent credit, your credit history is so important that it’s in your best interest to check your credit report regularly and remove any errors or other damaging information that you find. We’ll see how to do this shortly.
Ask yourself the following questions and try to answer them as accurately as possible. If you answer any of the questions with a “Yes”, then you should probably read this book. The simple fact that you have this book in your hands right now means you want to learn about your credit and how to improve it. This is a great place to start!
The purpose of this book is to give you the information you need to achieve and maintain a healthy or excellent credit status. We can divide the goal of a healthy credit status into several common goals:
YOUR GOALS FOR BETTER CREDIT
Understand your credit score (also called credit rating)
Maintain and strengthen your existing credit rating
Repair a bad or damaged credit history
Protect your credit and personal information from misuse
Obtain additional credit as needed
Avoid spending a bundle of cash to improve your credit
Save money every day throughout the year
As you take steps to improve your credit, make sure to come back to these pages and review the progress you’ve made in meeting the goals mentioned previously and the tools shown below.
Your credit is one of the most powerful money tools you have. Yet few of us have ever been taught how to use credit wisely. Schools don’t teach it. The people we owe money to (banks, credit card companies, and other) don’t teach it. And our families, well, let’s just say that people who learn all about credit from their families are rare.
Many of us learn the hard way — through the school of hard knocks. Many others wind up among the millions of Americans stuck with overwhelming debt, a problem credit history and an inability to obtain additional credit when needed. People with troubled credit may feel like their lives are at the mercy of the giant credit industry. They may find it difficult or impossible to get a loan, rent a car, or even send flowers. If you feel trapped, rest assured–you are not alone. There is a way out.
The aim of this book is to give you the information, tips and techniques you need to manage your credit successfully. We’ll show you how you can build a lifetime of excellent credit and enjoy life at the same time.
KEY FACTORS THAT CAN INFLUENCE YOUR CREDIT SUCCESS
Your current skills and knowledge about consumer credit
Understanding basic principles needed to succeed
Setting short- and long-term goals to keep you moving, step by step toward your credit goals
Ongoing commitment to learning as much as possible about your credit and how you can improve it
Taking initiative and action to move ahead with the opportunity
No book alone can magically eliminate all your debts, but The Ultimate Credit Book can give you the tools you need to improve your credit and your life starting right now.
If you take the steps outlined in this book and you work toward the goals above, you should be on your way to better credit and fewer credit worries in a very short time. As you meet each of the goals we outline, you should feel less stressed out about money and you should see your financial outlook getting brighter
Reviews
There are no reviews yet.