Description
Walk Into the Lender’s Office Ready for Every Question
Lenders size up a borrower fast. They want the story of the business, clean financial statements, a precise use of funds, and evidence that the payments get made. The borrower who brings all four earns a serious hearing.
The Funding Readiness Audit puts your package through that same lens before a lender ever sees it. IWS reviews what you have, scores it, and hands you a ranked list of what to fix first, so your first meeting becomes your strongest meeting.
Who This Is For
- Owners preparing to approach a bank, credit union, SBA lender, or private lender
- Borrowers answering a lender’s request for more information
- Buyers lining up acquisition financing
- Anyone who wants an experienced outside read on a funding package before putting it in play
What You Receive
- A readiness scorecard rating your business story, financial documentation, use-of-funds logic, repayment evidence, and collateral position
- The eligibility questions a lender is likely to raise, with notes on strong answers
- A ranked action checklist: the documents, figures, and decisions to settle first
- Plain-English notes on each gap, with a picture of what strong looks like
How It Works
- Place your order. Your confirmation arrives immediately, with a short list of what to start gathering.
- Complete your intake. Within two business days, IWS emails a questionnaire built for this service, plus a secure link for your files.
- Confirm the scope. IWS reviews your materials and confirms the scope and your delivery date in writing. Your turnaround clock starts here.
- Receive your work. Your finished deliverables arrive digitally in about 5 business days, followed by one round of clarifications and corrections.
Example: A Second Location, Ready for Its Financing Conversation
Illustrative example: a hypothetical scenario showing how this assignment works in practice.
Picture a fitness studio owner planning a second location and seeking $350,000 for build-out and working capital. Sales are climbing. The current statements, the project budget, the lease terms, and the demand evidence for the new neighborhood live in four different places.
IWS would set the stated objective beside the documents in hand and score each element. The checklist would rank the missing statements, the repayment questions, and the assumptions that need support, giving the owner a clear sequence of work before the first bank meeting.
Your Assignment at a Glance
- Scope: One business and one contemplated funding purpose
- Turnaround: about 5 business days, counted from the day your intake is complete and IWS confirms your scope
- Delivered as: PDF readiness scorecard and ranked action checklist
- Included: one round of clarifications and corrections
- Have ready: Your funding objective, business age and location, a revenue and profit summary, available financial statements, and any credit or collateral details you choose to share
- Investment: $395, fixed price
Related Assignments
This audit focuses on preparation. Loan applications, lender introductions, credit repair, and underwriting are separate services or professional matters. Natural next steps: the Funding-Ready Executive Summary turns your strengthened package into a crisp financing story, and the 15-Source Capital Shortlist identifies where to take it.
The IWS Scope Promise
Every assignment begins with a written scope confirmation, before any work starts. If your project calls for more than this package covers, IWS tells you up front and you choose: expand the scope, narrow the project to fit the package, or cancel for a refund. Once IWS confirms your scope and begins work, service fees are non-refundable. See the IWS refund policy.
Why IWS for Capital Work
Finding the money has been the IWS specialty since 1966. Tyler G. Hicks built International Wealth Success on a simple conviction: the entrepreneur who knows where the capital is, and how to ask for it, can finance almost anything. IWS still publishes the reference works serious borrowers rely upon, including The IWS Directory of Business Capital Sources, The IWS Directory of Startup, Seed, and Equity Capital Sources, and The OPM Advantage. Your assignment draws on that same research discipline, aimed squarely at your deal.
Questions Clients Ask
Will the audit tell me whether I will be approved?
The audit tells you how complete and persuasive your package is today and exactly how to make it stronger. Approval decisions belong to the lender. What the audit gives you is the strongest possible position at the table.
When does the turnaround clock start?
The day your intake is complete and IWS confirms the scope in writing. A fast intake means a fast delivery.
How does IWS handle my confidential information?
Your materials serve your assignment alone. Sensitive financial records travel through a secure upload link, and IWS keeps your project confidential from start to finish.
Ready to begin? Add the Funding Readiness Audit to your cart, and your intake arrives within two business days.
Move forward boldly . . .
IWS provides research, writing, analysis, and business-planning services. Funding, investment, acquisition, and approval decisions rest with the lenders, investors, sellers, and agencies involved. For legal, tax, accounting, investment, and securities matters, IWS recommends your licensed professional advisers.
